Turning digital dollars into global spending
A US-issued Visa prepaid card that lets users spend their USDC balance anywhere Visa is accepted. Built with Bridge, live in 18 countries.
Airtm users could receive and hold digital dollars, but spending them still meant cashing out first. That was an extra step, often with local taxes and steep FX markups. I led the 0→1 card product that closed the gap between earning and spending.
A US-issued Visa prepaid card that draws directly from the user’s USDC balance, with no transfers and no cash-out. Usable worldwide for online purchases, subscriptions, and travel, and addable to Apple Pay and Google Pay. USDC converts to local currency at the spot rate, with no markup. Built in partnership with Bridge, live in 18 countries.
The central decision was partner vs. build. Running our own card program meant navigating issuer relationships, network rules, and compliance directly. I chose to partner with a provider that understood both worlds: crypto-native infrastructure and the regulated side of banking, issuing, and compliance. From there, I owned the product end-to-end.
Closing the “earn-to-spend” gap for users who, in many markets, simply don’t have access to USD-denominated cards and were paying local taxes and heavy FX markups on global purchases. The card had to remove that friction entirely while staying inside a compliant card program.